This issue brief relies upon data from the Minnesota All-Payer Claims Database (MN APCD) to examine trends in per-person health care spending, prices, and utilization for commercially insured Minnesotans from 2018 through 2022. 3,4 Per-person health care spending (spending) is the product of two main factors: the average per-person volume of health care used (utilization) and the average price of each procedure, visit, drug, or other service (prices).