Analysis of proposed legislation to provide dental coverage for individuals with head and neck cancers

In February 2025, the Colorado Division of Insurance surveyed Colorado insurance carriers in the individual, small group, and large group markets regarding current coverage of dental services and other specified medical services for individuals with head and neck cancers. A copy of this survey is included as Appendix A in this report. Survey results suggest that dental services (Class I – Class III) are not typically covered by medical plans in the current market, jaw reconstruction and obturators are covered by nearly all carriers, and coverage for PAPs varies across carriers. The results of the survey suggest that the inclusion of these services, particularly dental services, in medical plans would increase plan-covered utilization

 

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